What are Chime Instant Loans?

Chime Instant Loans are fast and simple to access whenever you require funds to pay for important expenses. If you agree to the loan proposal, the money is available in your Chime Banking Account. Access your application to check your current balance, as well as to schedule automatic repayments to repay the loan.
How do I obtain the loan I want?

Currently, Payday Loans That Accept Chime (http://4997538383.ru/html/14_28.htm) can only be granted to qualified members. You'll receive a push notification and a message from your Chime app if you're qualified for the loan. If you've just completed the repayment of a loan, you will be notified when you are eligible to receive another.

There are a few things you need to have in order to be taken into consideration for a loan

A Chime account that has been in good standing
Regular direct deposits to your Chime Checking Account
Chime does not have any outstanding loans

What is the maximum amount I can borrow?

Chime Instant loans start at $100, but may be higher depending upon the eligibility criteria we set for us.
I'm able to borrow more than what I took out. Do I have the option to raise the amount of my loan?

Even if you're eligible for a bigger loan, you cannot increase the amount of a loan that you have borrowed or are in the process of repaying. Pay off the existing loan first, then you must wait for Chime's approval before you allow for a new loan.
Do loans have to pay interest?

Yes. $5* is the sum of cost of interest on a $100 loan. If you borrow more than that, the interest rate will be higher. Repaying your loan early will lead to lower rates of interest. Also, there are no charges for application or early or late repayment charges.
How does loan repayment work

The loan is available in three (3) monthly increments*. To repay your loan you can turn on autopay within your app settings. Autopay will take the funds from the funds from your Chime Checking account. We'll notify you before any transaction is processed. If you do not want to use automatic payments, you may manually process payments using your app.

You are able to make an additional payment on your loan, even though autopay is turned off. This will save you money on interest.
What if I miss a payment?

We will not charge you additional fees or charges when you don't make a payment. But, accounts that are in default can prevent you from increasing the SpotMe limit.
I have paid my mortgage. What do I need to do?

After you've completed your repayment on your loan an offer for a loan will no longer be available. When you're eligible for a new loan, you will receive a push notification.